Financial Planning Consultant Resume
Contact information
Brizy S. Marcello
17 Street
Oklahoma City
Oklahoma
Career objective
Looking for a challenging position of the Financial Planning Consultant Resume the reputed University with a view to use my wide experience for the benefit of the organization.
Professional Qualification
Bachelor of Commerce
Majors: Business Finance, Insurance and Risk Management
Chartered Financial Analyst – sat Level 1 in December 2010
Writing IMC in 2011
Professional Experience:
October 2007 – February 2009 Financial Consultant
Wesbank, Firstrand Banking Group ( www.wesbank.co.za)
Division: Asset Based Finance (Johannesburg, South Africa)
Wesbank is an Asset Based Finance Division of Firstrand based in South Africa, United Kingdom, Australia and Brazil. Wesbank specializes in personal, business and fleet finance to a range of individuals and companies. Wesbank has been involved in asset based finance since 1984 and has been voted as the best company to work for in South Africa by Deloitte in 2007.
I have been working as an Aviation Finance Consultant for one and a half years. My role was to advise my clients on the financing of their asset being purchased. I was involved in advising on all aspects of the transaction from client marketing and credit analysis, determining the most suitable financial agreement for the client and provide recommendations on the type of asset to purchase.
Over the short period, I developed a portfolio of 40 clients ranging from medium sized companies to high net worth individuals. I completed credit transactions up to ZAR 30mn. The knowledge and skills obtained from this financial area has been rewarding and provide me with a strong technical knowledge and understanding of finance.
My role and duties included the following:
Client marketing
Creating and identifying new business with existing and prospective clients
Researching the client profile and analyzing the clients history
Understanding the clients needs, the intended usage of the asset and the jurisdiction of where the asset will be kept
Advising the client on taxation and regulatory rules
Attending client meetings and engaging with the client on all aspects of the deal
Technical Skills
Understanding the financial and technical details of all the various types of agreements offered by the bank such as lease, sale and leaseback, loan agreements, and discounted agreements
Determining the most appropriate financial debt structure for the client
Working on the South African based credit checking systems to carry out credit reference checks on the ITC (for individuals) and KICKS (for companies) systems.
Responsible for checking all signed documents drawn up by the team
Credit process
Understanding different types of risks from both the banks and clients perspective
Investigating the credit profile and the credit history so as to identify the profitability of lending to the prospective client
Verification of their financial position by gathering all relevant data in regards to the clients assets, personal finances and checking the solvency of underlying assets/businesses
Drawing up the balance sheet of the client and analyzing the credit risks of the client with a focus on ranking the risk factors
Drawing up the finance schedule for the client on different finance agreements chosen by the client
Advising clients on each aspect of documentation being signed, ensuring that the client understands the financialcommitment and obligations with the bank
Other Ad-hoc duties
Liaising with the credit team for approval for the asset purchase and implementation
Communication with clients on status of application in particular dealing with declined applications
Liaising with the payout department in order for the finance to be provided.
Registering the bonds / mortgage bonds on the Chartered Aviation Authority
Accuracy and Paying Attention to detail is essential in creating documents for a client
Skills and Personal attributes
Project planning and time management
Accuracy and strong attention to detail
Client orientated environment with the focus of delivery of excellent client service
Experience with working, liaising and communication with high net worth clients and companies
Ability to work within teams and under pressure to meet deadlines
Presentation and communication Skills
Hard working and ambitious
Previous Role: June 2007 – September 2007 Insurance Claims Specialist, Hollard (Pty) Ltd
Hollard (Pty) Ltd is South Africa’s largest private insurance company, specializing in short term insurance and life term insurance to more than 6 million policyholders in South Africa and all over the world.
My position within this company was a Claims Specialist within the short term insurance area. I worked on a 3 month contract.
My Key Duties were as follows:
Attending to clients portfolio and investigations of claims
Interacting with clients and advising clients on their risk liability
Identifying 3rd Parties involved in accidents with the client
Sales to new clients to join different short term schemes offered by Hollard (Pty) Ltd
Attending team meetings to ensure client service and technical excellence
Educational Background and Skills
Degree: University of Witwatersrand, South Africa (2003-2007) Bachelors of Commerce (Majors: Business Finance and Investments, Insurance Risk Management)
Diploma: Asset Based Finance – Wesbank Learnership (Advanced Level); Qualified Asset Based Financer
Languages: English (Fluent), Afrikaans (Basic), Gujerati (Basic)
Computer Literacy: Microsoft Office, Excel, Power point
References
Brizy S. Marcello
Manager
Wap Company.
Brizy_Marcello@gmail.com
